Albert Camus

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Thursday, June 11, 2015

What if I have issues staying on budget? - The only Budget Book by Lauren Welch

"What if I have issues staying on budget? 
First, you are not the only one. Actually, those who stick to a budget without any issue are the only ones. So first and foremost, put that thought out of your mind. Moving on, here are some ideas to help you stick to your budget and financial goals."


Do you find the idea of cleaning toilets more interesting (and even more rewarding!) than talking about budgets? Does having (and following) a budget scare you?

Do you want to successfully live with a budget but no matter what you have tried, you have not been able to successful make, keep and track your financial life with a budget?

This electronic, downloadable book is written to anyone looking to get into, fall in love (or back in love) with or receive tips and resources to get started on the right track to being successful financially, with budgets.

It sure is the dreaded b..b…b “B” word and for good reason! Budgets make people scared, confused and self conscious and let’s be honest, most of the time we would rather just not do it. If this is you, grab this good read and get back on track.

Lauren writes in a fun but educational way that brings the important topic the time and respect it needs.

Once downloaded and saved or printed, it can truly be “The only Budget Book” you will ever need.
…and thank goodness for that!


New phones? Sure! Of course! No problem. Where does the money come from? Who cares! There goes your budget plan. New car? Sure! Of course! No Problem! (see where I am going?) While a budget is a livable, breathing document and changes can be made, changes need to be made carefully and with consideration. If there is no room in the budget this month, there might be room next month. If it is a necessity, how can you make changes to move money over for this purchase? 

It seems like you are ready to get to work! You have found, planned for, and killed anything keeping you from financial success, communicated with your spouse or accountability partner and learned how to work through financial challenges. Are you ready?!

About the author:
Lauren Welch is an Accredited Financial Counselor, a financial counselor and owner of Thrive Financial Counseling (http://www.thrivefinancialcounseling.com/home.html). Lauren has clocked many hours working with individuals. children, high schoolers and families with financial challenges from debt disasters, the brick of bankruptcy, messy budgets and educating individuals without any past financial education to grow successfully and believe in themselves as managers of their money. Lauren specializes in working one-on-one with families to come up with money management plans, budgets and debt payment plans that work with each unique family. Lauren has a unique way of looking at financial challenges, opportunities for change, and helping people learn financial skills to last a lifetime. 

Lauren focuses on the importance of individuals of our community, working with non-profits to help provide education, being proactive vs. reactive to the helping support their needs to be financially sufficient and empowered to getting out of poverty. 

In April 2015, Lauren self-published her first e-book, The Only Budget Book, (you will ever need and thank goodness for that!) to impress the importance of the #1 tool in financial success, making, keeping and utilizing a realistic budget. 


Nikolina said...

Really enjoyed reading the excerpt, thank you!

Goddess Fish Promotions said...

Thanks for hosting!

WelchFamily said...

This is Lauren Welch, the author of the Only Budget Book - thank you for hosting the tour stop. Please let me know what you think of the blog and follow me on twitter and facebook. With the excerpt, do you think that this is common issue, spending without a plan for our money, and figuring it out later?

patrick siu said...

I have enjoyed learning about the book. Thanks for sharing it.

Eva Millien said...

Sounds like a really good and helpful book, thanks for sharing

WelchFamily said...

Thank you Eva!

Jan Lee said...

Do you work with people who only get Public Aid or Social Security money? It'a a little hard to budget when half the money already goes for rent each month.

Juana said...

I would love to read this book. Thanks for the chance!

Arf2-D2 said...

Having a budget itself doesn't scare me, but putting one together does!

Betty Woodrum said...

I enjoyed learning about you and your book~thank you for sharing!

WelchFamily said...

Thanks Betty!

WelchFamily said...

Jan - I do! Anyone and everyone needs a budget. In my book I talk about how even those with the least income needs a budget, needs accountability to a document that tells them what they spend their money are. You are correct, I see a lot of time where 50% or more of income goes to one thing and it will take a lot of hard work and changes to re-arrange, but a budget and a great counselor is the first step to getting on the right track.
Arf - admitting that is the first step. I have a great budget document, I am happy to send, if it would help you, you can email me at lauren.welch@thrivefinancialcounseling.com.
I do one-on-one counseling for a fee if anyone is interested but the book is a great first step as well!

Danielle Merkle said...

Thank you for the giveaway!

karin said...

this book sounds useful!would love to read it

WelchFamily said...

Karin, you can download the book from my website or purchase it as a hard copy from Amazon!

Dan said...

I like the cover and excerpt. Budgets are tough but needed.

Dan said...

I like the cover and excerpt! I hope it is a big success!